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Wills & Estates

What happens if you die without a will

Dying without a valid will is called dying "intestate." Rather than leaving distribution unresolved, every state has intestate succession laws that determine who inherits — but the result rarely matches what someone would have chosen for themselves.

A common general pattern

Most states prioritize a surviving spouse and children first, then parents, then siblings, if no closer relatives exist. The exact split — whether a spouse gets everything or shares with children — depends heavily on state law and family structure.

Unmarried partners are usually left out entirely

Intestate succession laws are built around legally recognized relationships. A long-term partner who was never legally married typically has no automatic inheritance right under intestate succession, regardless of the relationship's length.

Someone still has to manage the estate

Without a will naming an executor, a court appoints an administrator — often a close relative who petitions for the role — to handle the same estate-settling tasks an executor would.

Minor children need guardianship named somewhere

Perhaps the most consequential gap: without a will, a court decides who raises minor children if both parents have died, rather than the parents' own choice being on record.

Not legal advice. Intestate succession rules vary significantly by state. For estate planning specific to your family and assets, consult a licensed estate planning attorney.